This past weekend, my husband and I brought five of his old high school friends to their first Kentucky Derby. The group grew up together in Baltimore and while some of them have been to the infield at the Preakness, the Derby was their first authentic race-day experience. They flew in from various parts of the East Coast. One is an engineer, two are wealth managers, one works in investment banking and another is in business consulting. They are all hard-working, fun, intelligent 26 and 27 year olds. In short,...